https://www.svzandassociates.co.za/ https://www.svzandassociates.co.za/opengraph.jpg SVZ and Associates - Certified Financial Planner in South Africa Brand image for SVZ and Associates - Certified Financial Planner (CFP) practice in Pinelands, Cape Town, operating within Old Mutual Personal Financial Advice. https://www.svzandassociates.co.za/team https://www.svzandassociates.co.za/team/sean-van-zyl.png Sean van Zyl - SVZ and Associates Sean van Zyl, CFP® Principal at SVZ and Associates, Cape Town. https://www.svzandassociates.co.za/team/mike-feldtman.png Mike Feldtman - SVZ and Associates Mike Feldtman, Financial Adviser at SVZ and Associates, Cape Town. https://www.svzandassociates.co.za/team/garth-ginsburg.png Garth Ginsburg - SVZ and Associates Garth Ginsburg, Financial Adviser at SVZ and Associates, Cape Town. https://www.svzandassociates.co.za/team/michael-thiart.png Michael Thiart - SVZ and Associates Michael Thiart, Medical Aid Specialist at SVZ and Associates, Cape Town. https://www.svzandassociates.co.za/team/murriel-mathebula.png Murriel Mathebula - SVZ and Associates Murriel Mathebula, Financial Adviser at SVZ and Associates, Cape Town. https://www.svzandassociates.co.za/team/timeka-cornelius.png Timeka Cornelius - SVZ and Associates Timeka Cornelius, Short-term Insurance Specialist at SVZ and Associates, Cape Town. https://www.svzandassociates.co.za/blog/two-pot-retirement-system-complete-guide-south-africa https://www.svzandassociates.co.za/blog/how-much-to-retire-comfortably-south-africa.png The Two-Pot Retirement System: A Complete Guide for South Africans Article cover image for "The Two-Pot Retirement System: A Complete Guide for South Africans" on the SVZ and Associates financial planning blog. https://www.svzandassociates.co.za/blog/tax-efficient-investing-south-africa-tfsa-ra-cgt https://www.svzandassociates.co.za/blog/how-much-to-retire-comfortably-south-africa.png Tax-Efficient Investing in South Africa: A Practical Framework Article cover image for "Tax-Efficient Investing in South Africa: A Practical Framework" on the SVZ and Associates financial planning blog. https://www.svzandassociates.co.za/blog/how-much-to-retire-comfortably-south-africa https://www.svzandassociates.co.za/blog/how-much-to-retire-comfortably-south-africa.png How Much Do I Need to Retire Comfortably in South Africa? 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Article cover image for "What Is the Two-Pot Retirement System and How Does It Affect Me?" on the SVZ and Associates financial planning blog. https://www.svzandassociates.co.za/blog/reduce-tax-bill-legally-south-africa https://www.svzandassociates.co.za/blog/reduce-tax-bill-legally-south-africa.png How to Reduce Your Tax Bill Legally in South Africa Article cover image for "How to Reduce Your Tax Bill Legally in South Africa" on the SVZ and Associates financial planning blog. https://www.svzandassociates.co.za/blog/what-does-a-financial-advisor-do https://www.svzandassociates.co.za/blog/what-does-a-financial-advisor-do.png What Does a Financial Advisor Actually Do - and Do I Need One? 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Diversification and Regulation 28: What It Means for Your Retirement Fund Article cover image for "Offshore Diversification and Regulation 28: What It Means for Your Retirement Fund" on the SVZ and Associates financial planning blog. https://www.svzandassociates.co.za/blog/practical-budgeting-50-30-20-rule https://www.svzandassociates.co.za/blog/budget-50-30-20-rule.png Building a Practical Budget with the 50/30/20 Rule Article cover image for "Building a Practical Budget with the 50/30/20 Rule" on the SVZ and Associates financial planning blog. https://www.svzandassociates.co.za/blog/responsible-investing-esg-crisa-south-africa https://www.svzandassociates.co.za/blog/responsible-investing-esg.png Responsible Investing: How ESG and CRISA Shape Returns in South Africa Article cover image for "Responsible Investing: How ESG and CRISA Shape Returns in South Africa" on the SVZ and Associates financial planning blog. https://www.svzandassociates.co.za/blog/teaching-children-about-money 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https://www.svzandassociates.co.za/blog/what-first-financial-planning-meeting-covers https://www.svzandassociates.co.za/blog/08-what-a-first-planning-conversation-should-really-cover.png What a First Financial Planning Meeting Should Really Cover Article cover image for "What a First Financial Planning Meeting Should Really Cover" on the SVZ and Associates financial planning blog. https://www.svzandassociates.co.za/blog/why-market-noise-drowns-out-real-planning https://www.svzandassociates.co.za/blog/09-why-market-noise-often-drowns-out-real-planning.png Why Market Noise Often Drowns Out Real Financial Planning Article cover image for "Why Market Noise Often Drowns Out Real Financial Planning" on the SVZ and Associates financial planning blog. https://www.svzandassociates.co.za/blog/financial-plan-must-work-on-a-difficult-day https://www.svzandassociates.co.za/blog/10-a-good-financial-plan-must-also-work-on-a-difficult-day.png A Good Financial Plan Must Also Work on a Difficult Day 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