Terms and Conditions

SVZ AND ASSOCIATES is an authorised representative of Old Mutual Life Assurance Company (SA) Limited, a licensed Financial Services Provider (FSP No. 703) and Life Insurer.

The information provided on this website is for general informational purposes only and does not constitute financial advice as defined in the Financial Advisory and Intermediary Services (FAIS) Act, No. 37 of 2002.

Any references to "this website" shall include all pages, content, tools, and calculators available on svzandassociates.co.za.

You acknowledge that any reliance upon any calculations made or obtained by means of the calculators, planning tools or other facilities made available to you on this website shall be at your sole risk.

Calculators supplied on this website are for illustrative purposes only and SVZ AND ASSOCIATES and its principal shall not be responsible or liable for any inaccuracies arising out of defects or incorrect use.

SVZ AND ASSOCIATES shall not be liable for any direct, indirect, incidental, special or consequential damages arising from the use of this website or reliance on any information provided herein.

We will not be liable for any interruption, malfunction, downtime or other failure of the website or online services for reasons beyond our control, any loss or damage with regard to your data directly or indirectly caused by malfunction of systems, power failures, unlawful access to or theft of data, computer viruses or destructive code.

This website and its content are governed by the laws of the Republic of South Africa. Any disputes shall be subject to the exclusive jurisdiction of the courts of the Western Cape Division.

Should you have any complaints regarding financial services rendered, please contact us at svanzyl3@oldmutual.com or 068 175 4156. Unresolved complaints may be escalated to Old Mutual's internal complaints resolution process, and thereafter to the relevant Ombud.

We reserve the right to change these terms and conditions at any time. Continued use of the website after such changes constitutes acceptance of the updated terms.

If you do not agree with these terms and conditions, please do not use this website.