“Sean has helped me with my financial planning and taxes for many years. He has always been professional, personable and gone the extra mile. I highly recommend his services.”
Gary S.
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Investment Advisory
Disciplined, evidence-based advice for long-term growth
We provide expert investment advice that puts your long-term interests first. Through Old Mutual Personal Financial Advice, we help you build a diversified portfolio tailored to your risk profile and investment horizon.
Overview
Investing can feel overwhelming with the sheer number of options available - from unit trusts and ETFs to direct equities and offshore funds. At SVZ AND ASSOCIATES, we cut through the noise and provide clear, evidence-based advice.
Our approach is grounded in sound financial principles: diversification, cost-efficiency, appropriate risk management, and a long-term perspective. We don't chase trends or make speculative bets with your money.
Working within Old Mutual, we have access to a comprehensive range of investment platforms and products, allowing us to construct portfolios that are genuinely tailored to your needs rather than being limited to a narrow product shelf.
What We Offer
01
Risk Profiling and Suitability
We conduct thorough risk assessments to understand your comfort with volatility and your capacity for loss, ensuring every investment recommendation is appropriate for you.
02
Unit Trusts and ETFs
Access to a wide range of collective investment schemes from South Africa's top fund managers, including actively managed funds and low-cost index trackers.
03
Tax-Free Savings Accounts (TFSA)
Helping you maximise your R36,000 annual TFSA contribution (R500,000 lifetime limit) - one of the most powerful tax-efficient investment tools available.
04
Offshore Investment Solutions
Building global exposure through international unit trusts, ETFs, and structured products to diversify your portfolio beyond South African borders.
05
Regular Investment Plans
Setting up recurring debit orders to harness the power of rand-cost averaging, making investing accessible even with modest monthly amounts.
Client Stories
What investment advisory clients say
9 reviews
“Very happy with the prompt and professional assistance received regarding my tax returns. Would highly recommend.”
Colleen K.
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“Thank you Sean and his brilliant support staff, my Tax profile was a mess and I got an sms stating I owed them money. I reached out to Sean and in a matter of days I got a refund from SARS. Thank you for your brilliant service.”
Alex C.
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“I had been involved in a hit and run and my car was damaged. I was referred to Timeka who has excellent service by the way and super friendly. She helped me get the claim sorted with the insurance and was quick and efficient.”
Tyler K.
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View allFrequently Asked Questions
Common questions about investment advisory - answered by our team.
Active investing involves fund managers trying to beat the market through stock selection and timing. Passive investing (index tracking) aims to match market returns at lower cost. We often recommend a blend of both, depending on your goals and the specific market conditions.
Almost always yes. A TFSA is one of the best investment vehicles in South Africa. You pay no tax on dividends, interest, or capital gains. With a lifetime limit of R500,000 and annual limit of R36,000, it's a powerful long-term wealth builder.
It's never too late. While starting earlier gives you more time for compound growth, even starting in your 40s or 50s can make a meaningful difference to your financial security. The best time to start is always now.
That's exactly what we're here for. Through a thorough understanding of your goals, timeline, risk tolerance, and existing assets, we recommend investments that are suitable for your specific situation - not generic one-size-fits-all solutions.
Returns depend on your asset allocation and market conditions. Historically, South African equities have returned around 12-14% per year over the long term, but past performance doesn't guarantee future results. We focus on setting realistic expectations and building portfolios that can weather different market environments.
Investment Knowledge Check
Test your investment knowledge and discover areas where expert guidance could help.
Question 1 of 4
How would you react if your investments dropped 20% in a month?
Let's Build Your Investment Strategy
Whether you're a first-time investor or looking to optimise an existing portfolio, we're here to help. Book a consultation today.